The agriculture credit flow during the year 2009-10, 2010-11 and 2011-12 was Rs. 3,84,514 crore, Rs.4,68,291 crore and Rs. 5,11,029 crore respectively. During this period credit flow to small and marginal farmers was Rs. 1,22,654 crore, Rs. 1,67,739 crore and Rs. 2,27,835 crore respectively which is 32%, 36% and 45% of the total loan disbursed to the farmers during these years.
The Government has taken several measures to improve credit flow to small and marginal farmers. These measures, inter alia, includes fixation of annual targets for improving agricultural credit flow, provision of crop loans upto Rs. 3.00 lakh @ 4% per annum to such farmers who repay their loan as per the repayment schedule fixed by the banks, extention of benefit of interest subvention scheme to small & marginal farmers having Kisan Credit Card for a further period upto six months for storing their produce in warehouses against negotiable warehouse receipts, collateral free loan upto Rs. 1.00 lakh, implementation of revival package for short term cooperative credit structure in the country etc.
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